There are many "open source" and "freeware" programs available for download
that will allow users to save money.
Open Source and Freeware Software
This link will take you to the description of the Open Office
software. This software is similiar to Microsoft Office, but at
no charge. The software will open MS Office work, and MS Office
products can open Open Office work.
This product offers word processing, presentation, calculating,
spreadsheets, and more.
Here is a link to AVG where you can download free anti-virus
or purchase an upgraded version.
AVG Anti-Virus Software
Here is Microsoft's free version for their anti-virus