EB BearCare

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----------EAST BRUNSWICK ATHLETIC INSURANCE PROCEDURES-----------

The school system has limited insurance coverage for all students 
participating in athletics. THIS INSURANCE IS SECONDARY TO THE PARENTS' 
INSURANCE COVERAGES.  The following procedures are applicable whenever an 
athlete is injured while participating on the school's athletic teams and is 
seen by a physician.

1. Report all injuries and doctor visits related to athletic participation to 
the district athletic trainer as soon as possible.

2. Obtain the doctor's findings, restrictions etc. in writing and give them 
to Mr. Hossler, certified athletic trainer.

3. Submit all bills to the parents' insurance company FIRST.

4. When the parent's insurance company reaches its limits, contact Mr. 
Hossler at 613-6934 for an excess claim form.

5. NOTE: In the event the parents have no coverage, the school district is 
still limited to the coverage of its policy.

6. NOTE: Parents are responsible for meeting the deductible amount of their 
policy.

7. Parents need only one excess claim form per injury. Bills and EOBs 
(explanation of benefits) should be attached to the form and mailed to the 
school district's insurance company. If necessary, additional EOBs can be 
mailed to the school's insurance carrier without a claim form by just 
indicating the athlete's name and injury.

Emergency Weather Guidelines

SEVERE WEATHER
    Severe weather statements are issued by the National Weather Service.  
A "WATCH" designates an area in which a severe storm, tornado, etc. is most 
likely to occur.  A "WARNING" is issued when an actual event has occurred.

LIGHTNING SAFETY

When indoors: 
  1. Stay there 
  2. Stay away from open doors, windows, fireplaces, radiators, stoves, metal 
        pipes, sinks, and plug-in electrical equipment 
  3. Don't use plug-in electrical equipment 
  4. Don't use the telephone

When outdoors: 
  1. Don't use or handle metal objects 
  2. Automobiles offer excellent lightening protection, but are unsafe 
     in tornado like conditions 
  3. Seek shelter in a building; if you cannot get indoors, seek shelter 
     in thelowest place possible 
  4. Avoid hilltops, wire fences, exposed sheds, any electrically conductive 
     object if you feel an electrical charge (your hair stands on end, skin 
     tingles), DROP   TO THE GROUND IMMEDIATELY!  
  5. In the event of a lightning sighting, play must be suspended for 30     
     minutes starting from the last sighting.

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EB BearCare

Athletic Policies